International travel medical insurance and travel protection (2024)

International travel medical insurance and travel protection (1)

Travel with less worry with SafeTrip from UnitedHealthcare Global

With SafeTrip travel protection plans from UnitedHealthcare Global, you can set off on your next adventure prepared and ready for what comes your way — whether that’s medical, emergency or trip cancellation surprises. Choose the right SafeTrip travel medical insurance or travel protection plan for you, with plans that include medical coverage, trip cancellation, evacuation and other coverage options.

Find SafeTrip travel medical insurance and travel protection options for you

Get coverage to protect yourself and your trip expenses on all of life’s travels.

What is international travel medical insurance?

International travel medical insurance is secondary emergency coverage for people who are leaving their home country and provides coverage while they are outside of their country, whether that’s for a trip, work outside the country, a volunteer trip or any other travel circ*mstance.

What does international travel medical insurance cover?

International travel medical insurance typically offers benefits that cover emergency medical, dental and evacuation services. Some plans, like those with added travel protection benefits, cover specific travel-related circ*mstances, like trip cancellation, trip interruptions or lost baggage.

Why buy international travel medical insurance and travel protection?

With travel medical insurance and travel protection, you’ll have coverage to help protect your financial investment — and your health and safety. It’s your ticket to help you travel with less stress. Some advantages of choosing travel medical and trip protection include:

Financial protection

Get reimbursem*nt for missed connections, trip delays, cancellations, baggage loss and eligible covered non-refundable expenses

Health coverage

Ensure you’re covered for medical emergencies and evacuation coupled with assistance coordinating arrangements and more

Safety and security

Be sure you’re protected — many domestic health insurance plans may not cover medical emergencies while traveling abroad

Financial protection

Get reimbursem*nt for missed connections, trip delays, cancellations, baggage loss and eligible covered non-refundable expenses

Health coverage

Ensure you’re covered for medical emergencies and evacuation coupled with assistance coordinating arrangements and more

Safety and security

Be sure you’re protected — many domestic health insurance plans may not cover medical emergencies while traveling abroad

Explore our top SafeTrip plans for travelers

Our travel protection plans offer flexible benefits for any voyage — from bucket-list trips to out-of-country work and more. These 3 plan choices include coverage for everything from trip delays and cancellations to unexpected health care needs and helpful details like destination profiles and evacuation coverage.

International Travel Medical Plus

Protect yourself with a combination plan that covers unexpected medical needs and unanticipated trip cancellations.

  • No deductibles
  • Trip cancellation, interruption, delay and baggage coverage
  • Medical and security assistance
  • Option to add Extreme Sports and Rental car coverage

International Travel Medical

Choose plan options with emergency medical insurance for travel off the beaten path — and anywhere else your trip may take you.

  • No deductibles
  • Up to $1 million for medical expense limit
  • Medical evacuation and medical assistance
  • Option to add Extreme Sports coverage

Travel Protection

Be prepared by choosing a plan with backup for domestic U.S. trip cancellations, interruptions and delays.

  • No deductibles
  • Trip cancellation, interruption, delay and baggage coverage
  • Full AD&D coverage
  • Option to add Rental car coverage

Why choose SafeTrip Travel Medical Insurance from UnitedHealthcare Global?

24/7 support

Get support from instant customer service, available in more than 100 languages

Global providers

Get connected to quality physicians, clinics and hospitals worldwide

Around-the-world coverage

Explore coverage options available in more than 150 countries

All-in-one service

Count on service all within our one company that brings you 45 years of experience

Frequently asked questions about international travel medical plans

Read on to learn more about why international travel medical plans may be right for you.

International travel medical insurance and travel protection (2)

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Explore more supplemental plans

View more plans, like dental, vision and other cash-benefit plans, that offer coverage for expenses not covered by a medical plan.

International travel medical insurance and travel protection (2024)

FAQs

How much medical travel insurance is enough? ›

How much travel medical insurance do you need? Squaremouth, a travel insurance comparison site, recommends buying at least $50,000 in emergency medical coverage for international travel. For travelers going on a cruise or to a remote destination, the site recommends at least $100,000 in coverage.

What is the difference between travel medical insurance and international health insurance? ›

You'll need to safeguard your medical health if you're heading abroad, whether it's permanently or for a short trip. When it comes to travel vs health insurance, the former suits people heading on holiday, while the latter is for expats working and living abroad. Both insurance types cover different needs.

Is it worth getting trip protection? ›

When should you get trip cancellation and/or trip interruption insurance? If you would lose the money you paid for your flights, accommodations, rental car, or activities if you had to cancel or go home early, travel insurance that specifically includes trip cancellation and trip interruption is probably a good idea.

What is the best medical insurance for international travel? ›

Based on our comprehensive review, the companies offering the best travel medical insurance are Faye, IMG, Travelex, AIG Travel Guard and Allianz. Travel medical insurance is a specialized type of coverage that helps pay for medical bills and emergency evacuations if you're hurt or become sick while traveling.

Is 100000 medical travel insurance enough? ›

Every plan is different, but the coverage amounts and benefits may vary. Determine how much you really need. For example, SquareMouth recommends international travelers get around $50,000 in Emergency Medical coverage and $100,000 for cruises or travel to remote areas.

What is not covered by travel insurance? ›

Reasonably foreseeable events. Known storms, epidemics, acts of war. Travel restrictions imposed by government authorities. Pre-existing conditions, unless the Premium plan is bought within the window for coverage.

Can I buy travel insurance instead of health insurance? ›

Travel medical insurance is different from your health insurance because travel medical insurance is a supplemental policy that helps protect you while you're traveling. It's only valid for the length of your trip and is meant to supplement your health insurance when you're out of network.

How much does international travel medical insurance cost? ›

Many travel medical policies start at less than a dollar a day. Costs can vary widely depending on factors such as coverage level, age, destination, and trip length. A full week of coverage may cost less than $4 or more than $100.

Do you need international health insurance to travel? ›

Most individual health insurance policies in the U.S. do not provide coverage for overseas emergency care, either. Without that coverage, if you break a leg or your travel companion has a heart attack during your trip, you will not have financial protection against the medical expenses that accrue.

What are two disadvantages of travel insurance? ›

It can also be expensive, difficult to file claims, and not always cover the things you thought it would — or should.

What is not covered by Allianz travel insurance? ›

Claims due to known, foreseeable, or expected events, epidemics, government prohibitions, warnings, or travel advisories or fear of travel are generally not covered (coverage can vary by state.)

What is the difference between travel protection plan and travel insurance? ›

One of the primary differences between travel protection and a travel insurance policy is the coverage scope. Insurance offers a much larger range of protection, including medical expenses and baggage. In contrast, travel protection is limited to cancellations and sometimes interruptions.

What is the best international travel insurance for seniors? ›

Summary: Best Senior Travel Insurance Companies
CompanyForbes Advisor RatingTop-scoring policy for seniors
Aegis (formerly GoReady)4.2GoReady Pandemic Plus
HTH Worldwide4.2TripProtector Preferred
WorldTrips4.2Atlas Journey Preferred
John Hanco*ck Insurance Agency4.1Silver
8 more rows
11 hours ago

How much is international health insurance per month? ›

How Much Does International Health Insurance Cost? International health insurance can cost you anywhere from $200 to $900 per month— with an average of $500. However, your international health insurance can vary depending on the following factors: International or local.

What's the best travel insurance company? ›

Our Rankings of the Best Travel Insurance Companies of 2024
  • Faye: Our top pick.
  • Travelex Insurance: Our pick for families.
  • Nationwide Travel Insurance: Our pick for cruise travel.
  • Tin Leg Travel Insurance: Our pick for customizable coverage.
  • Berkshire Hathaway Travel Protection: Our pick for luxury travelers.
Apr 19, 2024

How much medical insurance do I need for travel to Europe? ›

A comprehensive travel policy with at least $50,000 in medical coverage is recommended when traveling to Europe or any country where you don't have health insurance. Travel medical insurance will cover expenses related to an unexpected injury or illness.

What percent of trip should travel insurance cost? ›

Travel insurance is not one-size-fits-all, so the price and conditions of a plan will vary. However, it may be useful to understand pricing guidelines to plan your travel insurance purchase. In general, you should expect a plan will cost anywhere from 4%-10% of your total pre-paid, nonrefundable trip cost.

Should I have travel medical insurance? ›

Travel health insurance is especially important if you have an existing health condition, are traveling for more than 6 months, or doing adventure activities such as scuba diving or hang gliding. Check if your current health care covers emergencies that happen while traveling.

Is travel healthcare worth it? ›

So, is travel nursing worth it? Yes! With more money, flexibility, career options, travel perks, and personal growth, it's still one of the most exciting nursing opportunities in 2024.

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